The paramount contributer to human misery

I've heard it said that religion is the paramount contributer to human misery. I'm not so sure that this is true so I'm taking a poll:

Which of these things is the paramount contributer to human misery at the moment. (Disregard history as religion has been around so much longer it wins by default) :

A) Religion
B) Windows Vista
C) Bank of America

I look forward to the answers.

By Darrell B. Nelson author of I KILLED THE MAN THAT WASN'T THERE